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By H. W. Kreis (auth.)

ISBN-10: 3642856209

ISBN-13: 9783642856204

ISBN-10: 3642856225

ISBN-13: 9783642856228

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Additional info for Annals of Life Insurance Medicine: Volume 4

Example text

1 Total 480 Number of policies 556 44 No. Pers. 0 --- - -- - - 1,846 2,402 With suicides, the ratio of 'policies to persons' is substantially higher than with other causes of death, both for standard and substandard risks. 06). We assume on the basis of this fact that there is an anti-selection, in that persons contemplating suicide conclude a number of policies. 3. 1). 12 13 11 10 Total Dis. of the circulatory system Tumours Accidents and acts of viol. Diseases of the nervous system and sense organs Diseases of the digestive syst.

See Impairment Study 1951 mentioned under [10], p. 4-5, and A. M. LYLE: Coronary disease as an underwriting problem. Transactions. 325. 15. See the work mentioned under [4], p. 133. 16. See the work mentioned under [4], p. 145. 17. : A life insurer's interpretation of survival rates. Annals of Life Insurance Medicine, Vol. III. Berlin: Springer 1967. Other literature used CROXTON, F. : Elementary Statistics with Applications in Medicine and the Biological Sciences. New York: Dover Publications, Inc.

Underweight w. f. i. 11 0 Special signs and symptoms of disease 1 Increased erythrocyte sedimentation rate 2 Other special laboratory findings (not separately listed below), regarding blood, circulation, respiration, digestion, urine, cerebrospinal fluid 3 Oedemas of unknown origin 4 Difficult respiration 5 Glandular swellings 6 Haemoptysis of unknown aetiology 7 Sleeplessness 8 Pollakisuria 9 Clubbed fingers 12 0 Intemperance; addiction 1 Abuse of nicotine, moderate 2 Abuse of nicotine, heavy 3 Abuse of alcohol, moderate 4 Abuse of alcohol, heavy 5 Opium, cannabis (hashish, marihuana) and heroin addiction 6 Morphinism 7 Cocainism 8 Abuse of medicaments 13 0 1 2 3 4 5 6 7 8 9 Doubts concerning occupation, environment or character Unhealthy or dangerous occupation Heavy professional stress (managerial type) Unhealthy living conditions Unfavourable environment or family conditions Residence in unfavourable climate (not permanent) Bad reputation or character Bad financial circumstances Suspicion that assurance is speculative Hazardous avocations Deformities of skeleton; malformations (e.

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Annals of Life Insurance Medicine: Volume 4 by H. W. Kreis (auth.)

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